ULIPs vs Mutual Funds vs Stocks: Best for Long-Term Wealth?
Choosing the right investment vehicle for long-term wealth creation is a crucial step for financial planning. Among the most common options available to Indian investors are ULIPs (Unit Linked Insurance Plans), mutual funds, and direct investment in stocks. Each of these instruments offers a different mix of risk, return, flexibility, and cost. Understanding their core differences can help individuals make better investment decisions aligned with their goals and risk appetite.
ULIPs vs Mutual Funds vs Stocks: Best for Long-Term Wealth?
Choosing the right investment vehicle for long-term wealth creation is a crucial step for financial planning. Among the most common options available to Indian investors are ULIPs (Unit Linked Insurance Plans), mutual funds, and direct investment in stocks. Each of these instruments offers a different mix of risk, return, flexibility, and cost. Understanding their core differences can help individuals make better investment decisions aligned with their goals and risk appetite.
Ford anticipates $1.5B profit hit from new tariffs
In the first quarter of 2025, Ford Motor Company reported earnings that surpassed Wall Street expectations, yet the automaker suspended its full-year financial guidance due to the anticipated impact of newly imposed tariffs. The company estimates that these tariffs will result in a $2.5 billion cost for the year, with a net adverse effect of approximately $1.5 billion on its adjusted earnings before interest and taxes (EBIT) . Ford's decision to withdraw its 2025 guidance r
Ford anticipates $1.5B profit hit from new tariffs
In the first quarter of 2025, Ford Motor Company reported earnings that surpassed Wall Street expectations, yet the automaker suspended its full-year financial guidance due to the anticipated impact of newly imposed tariffs. The company estimates that these tariffs will result in a $2.5 billion cost for the year, with a net adverse effect of approximately $1.5 billion on its adjusted earnings before interest and taxes (EBIT) . Ford's decision to withdraw its 2025 guidance r
3 Superfoods Nutritionist recommends for Healthy Hair
Achieving strong, shiny, and healthy hair goes beyond shampoos, serums, and salon treatments—it begins on your plate. Nutrition plays a key role in hair health, and according to well-known nutritionist Palak Nagpal, a balanced diet rich in specific nutrients can do wonders for your hair’s growth, thickness, and texture. In a recent Instagram video, Palak shared her top three foods that she personally swears by for maintaining healthy hair: lentils, walnuts, and homemade yoghurt.
3 Superfoods Nutritionist recommends for Healthy Hair
Achieving strong, shiny, and healthy hair goes beyond shampoos, serums, and salon treatments—it begins on your plate. Nutrition plays a key role in hair health, and according to well-known nutritionist Palak Nagpal, a balanced diet rich in specific nutrients can do wonders for your hair’s growth, thickness, and texture. In a recent Instagram video, Palak shared her top three foods that she personally swears by for maintaining healthy hair: lentils, walnuts, and homemade yoghurt.
Netflix stock hits record streak with 11-day rise and climbs to all-time high
Netflix has reached a historic milestone in the stock market, notching 11 consecutive trading days of gains—its longest positive streak since the company went public in May 2002. This surpasses its previous record of a nine-day run achieved between late 2018 and early 2019. The streaming leader’s shares are now trading at all-time highs, continuing a powerful rally that reflects investor confidence in its performance and long-term prospects. This current surge comes
Netflix stock hits record streak with 11-day rise and climbs to all-time high
Netflix has reached a historic milestone in the stock market, notching 11 consecutive trading days of gains—its longest positive streak since the company went public in May 2002. This surpasses its previous record of a nine-day run achieved between late 2018 and early 2019. The streaming leader’s shares are now trading at all-time highs, continuing a powerful rally that reflects investor confidence in its performance and long-term prospects. This current surge comes
Mark Mobius Goes 95% Cash – Warns of 6-Month Global Market Risk, Bets Big on India
Veteran emerging markets investor Mark Mobius has shifted nearly all of his investments into cash, citing ongoing global trade tensions and market uncertainty. In an interview with Bloomberg Television, Mobius said that he currently has around 95% of his funds in cash, declaring that “cash is king” as the global economy navigates unstable trade dynamics. Mobius, who has over three decades of experience investing across developing markets and co-founded Mobius Capital P
Mark Mobius Goes 95% Cash – Warns of 6-Month Global Market Risk, Bets Big on India
Veteran emerging markets investor Mark Mobius has shifted nearly all of his investments into cash, citing ongoing global trade tensions and market uncertainty. In an interview with Bloomberg Television, Mobius said that he currently has around 95% of his funds in cash, declaring that “cash is king” as the global economy navigates unstable trade dynamics. Mobius, who has over three decades of experience investing across developing markets and co-founded Mobius Capital P
Southeast Asia Finds Its Own Way Amid Escalating US-China Trade War Pressures
Emerging markets in Southeast Asia are increasingly asserting their autonomy amid the growing intensity of the US-China trade war. As tensions between the two global powers escalate, nations like Vietnam, Malaysia, and Cambodia are finding ways to shield their economies by enhancing intra-regional cooperation and embracing diversified strategies. While the pressure to align with either the US or China is immense, these nations are pursuing a third path—supporting their own regional i
Southeast Asia Finds Its Own Way Amid Escalating US-China Trade War Pressures
Emerging markets in Southeast Asia are increasingly asserting their autonomy amid the growing intensity of the US-China trade war. As tensions between the two global powers escalate, nations like Vietnam, Malaysia, and Cambodia are finding ways to shield their economies by enhancing intra-regional cooperation and embracing diversified strategies. While the pressure to align with either the US or China is immense, these nations are pursuing a third path—supporting their own regional i
NRIs Drive India's Economic Resilience with Record Remittances and Growing Investments
Non-Resident Indians have long played the role of cultural ambassadors, but their economic contribution is now more vital than ever as India navigates an increasingly turbulent global landscape. Amid rising trade tensions and monetary uncertainties, the Reserve Bank of India has acknowledged that NRI remittances and investments are not just sentimental gestures but strategic assets. The RBI, in its recent monthly bulletin, noted that with the right policy support, India can transform global v
NRIs Drive India's Economic Resilience with Record Remittances and Growing Investments
Non-Resident Indians have long played the role of cultural ambassadors, but their economic contribution is now more vital than ever as India navigates an increasingly turbulent global landscape. Amid rising trade tensions and monetary uncertainties, the Reserve Bank of India has acknowledged that NRI remittances and investments are not just sentimental gestures but strategic assets. The RBI, in its recent monthly bulletin, noted that with the right policy support, India can transform global v
Liberty Hill ISD Faces Rapid Growth, Santa Rita Middle Over Capacity for 2025 School Year
Rapid growth across Williamson County is reshaping the once-rural town of Liberty Hill, bringing a surge in development, new residents, and pressing challenges for local schools. “When I moved out here 5 years ago, it was very calm, very country,” said Natalie Menteer, a Liberty Hill resident. “Now, apartments going up, homes going up, a lot of businesses it’s growing fast.” That growth is being felt acutely in Liberty Hill ISD (LHISD), where student enrollment i
Liberty Hill ISD Faces Rapid Growth, Santa Rita Middle Over Capacity for 2025 School Year
Rapid growth across Williamson County is reshaping the once-rural town of Liberty Hill, bringing a surge in development, new residents, and pressing challenges for local schools. “When I moved out here 5 years ago, it was very calm, very country,” said Natalie Menteer, a Liberty Hill resident. “Now, apartments going up, homes going up, a lot of businesses it’s growing fast.” That growth is being felt acutely in Liberty Hill ISD (LHISD), where student enrollment i
US Birth Rate Rises Slightly in 2024 as Older Mothers Lead Shift in Parenthood Patterns
In 2024, the United States saw a slight but notable increase in its national birth rate, reversing a record-setting decline the year before. Approximately 3.6 million babies were born, marking a 1% increase from 2023. While modest, this uptick represents a shift in reproductive trends that have been steadily evolving since the late 2000s. One of the most significant patterns to emerge from the data is the rising number of births among older women. The birth rate for women aged 30
US Birth Rate Rises Slightly in 2024 as Older Mothers Lead Shift in Parenthood Patterns
In 2024, the United States saw a slight but notable increase in its national birth rate, reversing a record-setting decline the year before. Approximately 3.6 million babies were born, marking a 1% increase from 2023. While modest, this uptick represents a shift in reproductive trends that have been steadily evolving since the late 2000s. One of the most significant patterns to emerge from the data is the rising number of births among older women. The birth rate for women aged 30
Asia-Pacific Stocks Struggle Amid Trump’s Pressure on Fed and Powell’s Response
Asia-Pacific markets traded mixed on Tuesday, reflecting investor caution after a turbulent session on Wall Street. The instability stemmed from renewed political pressure by U.S. President Donald Trump on Federal Reserve Chairman Jerome Powell. Trump's latest comments criticizing Powell’s leadership and calling for lower interest rates reverberated through global markets, reigniting concerns about central bank independence and its role in shaping monetary policy.
Asia-Pacific Stocks Struggle Amid Trump’s Pressure on Fed and Powell’s Response
Asia-Pacific markets traded mixed on Tuesday, reflecting investor caution after a turbulent session on Wall Street. The instability stemmed from renewed political pressure by U.S. President Donald Trump on Federal Reserve Chairman Jerome Powell. Trump's latest comments criticizing Powell’s leadership and calling for lower interest rates reverberated through global markets, reigniting concerns about central bank independence and its role in shaping monetary policy.
Nvidia Loses $148 Billion as US-China Trade War Escalates, AI Chip Exports to China Blocked
Nvidia, the crown jewel of Wall Street's artificial intelligence boom, suffered a staggering market loss this week, shedding nearly 7% of its value — over $148 billion in market capitalization — following the U.S. government's renewed crackdown on advanced chip exports to China. The dramatic sell-off marks one of the most severe single-day hits for the tech giant and signals growing fragility in the semiconductor sector amid intensifying geopolitical tensions. The immediat
Nvidia Loses $148 Billion as US-China Trade War Escalates, AI Chip Exports to China Blocked
Nvidia, the crown jewel of Wall Street's artificial intelligence boom, suffered a staggering market loss this week, shedding nearly 7% of its value — over $148 billion in market capitalization — following the U.S. government's renewed crackdown on advanced chip exports to China. The dramatic sell-off marks one of the most severe single-day hits for the tech giant and signals growing fragility in the semiconductor sector amid intensifying geopolitical tensions. The immediat
India’s Inflation Falls to 3.34% in March, Supporting More Rate Cuts by RBI
India’s annual retail inflation rate eased to 3.34% in March 2025, according to the latest data from the Ministry of Statistics and Programme Implementation. This marks the fifth consecutive month of decline and falls below the 3.61% recorded in February, offering significant relief to policymakers and consumers alike. The main factor contributing to this moderation is the continued softening of food prices, which make up a large portion of the Consumer Price Index (CPI). Food inflation dr
India’s Inflation Falls to 3.34% in March, Supporting More Rate Cuts by RBI
India’s annual retail inflation rate eased to 3.34% in March 2025, according to the latest data from the Ministry of Statistics and Programme Implementation. This marks the fifth consecutive month of decline and falls below the 3.61% recorded in February, offering significant relief to policymakers and consumers alike. The main factor contributing to this moderation is the continued softening of food prices, which make up a large portion of the Consumer Price Index (CPI). Food inflation dr
Treasury Secretary Downplays Retirement Fears Amid Market Slump and Trump’s Tariff Strategy
Treasury Secretary Scott Bessent addressed growing public concern over recent market volatility and its impact on retirement savings, offering reassurances that most Americans approaching retirement are not overly concerned with short-term financial fluctuations. His comments came amid a turbulent week for the U.S. stock market, which experienced significant declines following President Donald Trump's announcement of new tariffs on major trading partners. The administration is facing increas
Treasury Secretary Downplays Retirement Fears Amid Market Slump and Trump’s Tariff Strategy
Treasury Secretary Scott Bessent addressed growing public concern over recent market volatility and its impact on retirement savings, offering reassurances that most Americans approaching retirement are not overly concerned with short-term financial fluctuations. His comments came amid a turbulent week for the U.S. stock market, which experienced significant declines following President Donald Trump's announcement of new tariffs on major trading partners. The administration is facing increas
Nithin Kamath Warns of Investor Exodus if Indian Markets Crash Like 2008
Zerodha CEO Nithin Kamath has sounded a timely caution amid ongoing market volatility, warning that a sharp and prolonged crash in the Indian stock market could result in long-lasting consequences for investor sentiment. Drawing parallels with the aftermath of the 2008 global financial crisis, Kamath posted on social media platform X, stating, “By the way, if markets fall sharply, investors might stay out of the market for years—just like they did after 2008.” Kama
Nithin Kamath Warns of Investor Exodus if Indian Markets Crash Like 2008
Zerodha CEO Nithin Kamath has sounded a timely caution amid ongoing market volatility, warning that a sharp and prolonged crash in the Indian stock market could result in long-lasting consequences for investor sentiment. Drawing parallels with the aftermath of the 2008 global financial crisis, Kamath posted on social media platform X, stating, “By the way, if markets fall sharply, investors might stay out of the market for years—just like they did after 2008.” Kama
Trump Freezes Global Tariffs Amid Market Chaos but Escalates Trade War with China
In a dramatic reversal that sent shockwaves through global financial markets, U.S. President Donald Trump announced a pause on newly implemented tariffs targeting dozens of countries. The unexpected move came less than a day after his sweeping tariff measures went into effect, causing major disruption across world markets and triggering one of the most volatile trading periods since the height of the COVID-19 pandemic. The tariff freeze, which offered some temporary relief to ratt
Trump Freezes Global Tariffs Amid Market Chaos but Escalates Trade War with China
In a dramatic reversal that sent shockwaves through global financial markets, U.S. President Donald Trump announced a pause on newly implemented tariffs targeting dozens of countries. The unexpected move came less than a day after his sweeping tariff measures went into effect, causing major disruption across world markets and triggering one of the most volatile trading periods since the height of the COVID-19 pandemic. The tariff freeze, which offered some temporary relief to ratt
RBI’s Easing Measures to Drive Credit Growth Up to ₹20.5 Lakh Cr in FY26: ICRA Report
India’s banking sector is projected to witness a year-on-year credit expansion of ₹19 lakh crore to ₹20.5 lakh crore in FY2025-26, amounting to a growth of approximately 10.8%, according to a report by ICRA, a leading credit rating agency. This expansion is expected to be driven by recent monetary easing measures implemented by the Reserve Bank of India (RBI), though structural challenges in deposit mobilisation and rising credit-deposit ratios may temper growth momentum. According to
RBI’s Easing Measures to Drive Credit Growth Up to ₹20.5 Lakh Cr in FY26: ICRA Report
India’s banking sector is projected to witness a year-on-year credit expansion of ₹19 lakh crore to ₹20.5 lakh crore in FY2025-26, amounting to a growth of approximately 10.8%, according to a report by ICRA, a leading credit rating agency. This expansion is expected to be driven by recent monetary easing measures implemented by the Reserve Bank of India (RBI), though structural challenges in deposit mobilisation and rising credit-deposit ratios may temper growth momentum. According to
Warren Buffett Gains $12.7B Amid $5 Trillion Market Crash Triggered by Trump Tariffs
As global markets reeled under the pressure of a sudden trade war triggered by sweeping new tariffs from U.S. President Donald Trump, investor Warren Buffett not only emerged unscathed—but significantly richer. According to the Bloomberg Billionaires Index, Buffett was the only one among the world’s 10 richest individuals to post gains as others saw billions wiped from their fortunes. The tariff announcement, targeting 184 countries, sent global stocks plummeting, resulting in a $
Warren Buffett Gains $12.7B Amid $5 Trillion Market Crash Triggered by Trump Tariffs
As global markets reeled under the pressure of a sudden trade war triggered by sweeping new tariffs from U.S. President Donald Trump, investor Warren Buffett not only emerged unscathed—but significantly richer. According to the Bloomberg Billionaires Index, Buffett was the only one among the world’s 10 richest individuals to post gains as others saw billions wiped from their fortunes. The tariff announcement, targeting 184 countries, sent global stocks plummeting, resulting in a $
Stock Market Crash Wipes Out $10 Billion From India’s Top 4 Billionaires' Wealth
India’s wealthiest individuals faced a massive financial hit in Monday’s stock market crash, which saw billions of dollars wiped off global markets. Along with retail investors and institutional players, some of the country’s most prominent business leaders—Mukesh Ambani, Gautam Adani, Savitri Jindal & family, and Shiv Nadar—collectively lost over $10 billion in personal wealth. The losses were reported based on Forbes’ real-time billionaire tracker, which
Stock Market Crash Wipes Out $10 Billion From India’s Top 4 Billionaires' Wealth
India’s wealthiest individuals faced a massive financial hit in Monday’s stock market crash, which saw billions of dollars wiped off global markets. Along with retail investors and institutional players, some of the country’s most prominent business leaders—Mukesh Ambani, Gautam Adani, Savitri Jindal & family, and Shiv Nadar—collectively lost over $10 billion in personal wealth. The losses were reported based on Forbes’ real-time billionaire tracker, which
Stock Market Tumbles as Inflation, AI Uncertainty, and Consumer Worries Weigh on Investors
The stock market suffered a sharp sell-off on Friday as fears over inflation, declining consumer confidence, and doubts about artificial intelligence investments combined to push major indexes lower. The S&P 500 dropped 2%, making it the second-worst trading day of 2025 for the broad-based index, while the Nasdaq Composite tumbled 2.7%, breaching its lowest point for the year. The Dow Jones Industrial Average also slumped, losing 1.7% as investors reacted to concerning economic signals.
Stock Market Tumbles as Inflation, AI Uncertainty, and Consumer Worries Weigh on Investors
The stock market suffered a sharp sell-off on Friday as fears over inflation, declining consumer confidence, and doubts about artificial intelligence investments combined to push major indexes lower. The S&P 500 dropped 2%, making it the second-worst trading day of 2025 for the broad-based index, while the Nasdaq Composite tumbled 2.7%, breaching its lowest point for the year. The Dow Jones Industrial Average also slumped, losing 1.7% as investors reacted to concerning economic signals.
Zerodha CEO Nithin Kamath's Swift Action Over Compliance Issue Impresses Customer
Zerodha CEO Nithin Kamath’s swift response to a customer’s compliance concern has earned widespread praise, demonstrating how the brokerage firm’s proactive customer service strategy drives positive outcomes. The incident unfolded when Bengaluru-based product manager Sachin Jha was compelled to close his Zerodha account after his wife joined a global investment bank. The bank classified Zerodha as an “untrusted” platform due to its lack of physical branches, alig
Zerodha CEO Nithin Kamath's Swift Action Over Compliance Issue Impresses Customer
Zerodha CEO Nithin Kamath’s swift response to a customer’s compliance concern has earned widespread praise, demonstrating how the brokerage firm’s proactive customer service strategy drives positive outcomes. The incident unfolded when Bengaluru-based product manager Sachin Jha was compelled to close his Zerodha account after his wife joined a global investment bank. The bank classified Zerodha as an “untrusted” platform due to its lack of physical branches, alig









