#ev-credits
India's PMO to Hold Key Meeting as US Doubles Tariffs on Indian Goods
In response to rising trade tensions, the Prime Minister’s Office (PMO) will convene a high-level meeting on August 26, 2025, to discuss measures for Indian exporters facing the upcoming 50% tariff on goods entering the United States. This tariff increase, which comes into effect starting Wednesday, marks a significant escalation, with the US government doubling existing duties on Indian imports. Sources famil
India's PMO to Hold Key Meeting as US Doubles Tariffs on Indian Goods
In response to rising trade tensions, the Prime Minister’s Office (PMO) will convene a high-level meeting on August 26, 2025, to discuss measures for Indian exporters facing the upcoming 50% tariff on goods entering the United States. This tariff increase, which comes into effect starting Wednesday, marks a significant escalation, with the US government doubling existing duties on Indian imports. Sources famil
5 Easy Ways to Reduce Personal Loan EMI: Smart Tips to Ease Your Monthly Burden
Managing personal loans effectively is crucial in maintaining financial stability. High EMIs (Equated Monthly Installments) often become a burden, especially when income and expenses are mismatched. Below are five practical ways to reduce your EMI and ease monthly financial stress: Top 5 Ways to Reduce Your Personal Loan EMI
5 Easy Ways to Reduce Personal Loan EMI: Smart Tips to Ease Your Monthly Burden
Managing personal loans effectively is crucial in maintaining financial stability. High EMIs (Equated Monthly Installments) often become a burden, especially when income and expenses are mismatched. Below are five practical ways to reduce your EMI and ease monthly financial stress: Top 5 Ways to Reduce Your Personal Loan EMI
Fremont Sees Highest Rise in Credit Card Delinquency Among Major US Cities
Fremont, California, long celebrated as one of the happiest cities in America, now finds itself topping a far less cheerful list. The city has been identified as having the most significant increase in credit card delinquency among the 100 largest cities in the United States. According to recent data compiled from the first quarter of 2024 to the first quarter of 2025, the rate of credit card delinquencies in Fremont has risen nearly 29%, putting it at the top of the national rankings for ris
Fremont Sees Highest Rise in Credit Card Delinquency Among Major US Cities
Fremont, California, long celebrated as one of the happiest cities in America, now finds itself topping a far less cheerful list. The city has been identified as having the most significant increase in credit card delinquency among the 100 largest cities in the United States. According to recent data compiled from the first quarter of 2024 to the first quarter of 2025, the rate of credit card delinquencies in Fremont has risen nearly 29%, putting it at the top of the national rankings for ris
How to Rent an Apartment Without a US Credit Score
Securing a lease in the United States can be challenging for individuals without a US credit score, especially for NRIs (Non-Resident Indians) who are new to the country. However, not having a credit history in the US doesn’t mean renting a home is impossible. Several strategies and alternatives can help you secure a lease and navigate the rental market effectively. Understand the Rental Market
How to Rent an Apartment Without a US Credit Score
Securing a lease in the United States can be challenging for individuals without a US credit score, especially for NRIs (Non-Resident Indians) who are new to the country. However, not having a credit history in the US doesn’t mean renting a home is impossible. Several strategies and alternatives can help you secure a lease and navigate the rental market effectively. Understand the Rental Market
GOP Tax Plan: No Tax on Tips, 5% Remittance Fee, Senior Bonus
House Republicans have unveiled a sweeping new tax proposal dubbed the “One Big, Beautiful Bill” aligning with President Donald Trump’s 2024 campaign promises. The bill includes major tax breaks for workers, significant penalties for elite educational institutions, and the introduction of a 5% tax on money transfers sent abroad, a move likely to impact immigrant families across the country. The proposed legislation eliminates federal income taxes on tips and o
GOP Tax Plan: No Tax on Tips, 5% Remittance Fee, Senior Bonus
House Republicans have unveiled a sweeping new tax proposal dubbed the “One Big, Beautiful Bill” aligning with President Donald Trump’s 2024 campaign promises. The bill includes major tax breaks for workers, significant penalties for elite educational institutions, and the introduction of a 5% tax on money transfers sent abroad, a move likely to impact immigrant families across the country. The proposed legislation eliminates federal income taxes on tips and o
USDA Cuts Food Bank Funding, Central Texas Faces Loss of 700K Meals and Support for Farmers
AUSTIN, Texas – The Central Texas Food Bank (CTFB) is bracing for a major blow after the United States Department of Agriculture (USDA) slashed funding for critical food assistance programs. These cuts, tied to over $1 billion in federal reductions, will impact the availability of nutritious food for thousands of families in the region and reduce support for the local farming community. Beth Corbett, Vice President of Government Affairs and Advocacy at CTFB, said the cuts stem from chan
USDA Cuts Food Bank Funding, Central Texas Faces Loss of 700K Meals and Support for Farmers
AUSTIN, Texas – The Central Texas Food Bank (CTFB) is bracing for a major blow after the United States Department of Agriculture (USDA) slashed funding for critical food assistance programs. These cuts, tied to over $1 billion in federal reductions, will impact the availability of nutritious food for thousands of families in the region and reduce support for the local farming community. Beth Corbett, Vice President of Government Affairs and Advocacy at CTFB, said the cuts stem from chan
RBI’s Easing Measures to Drive Credit Growth Up to ₹20.5 Lakh Cr in FY26: ICRA Report
India’s banking sector is projected to witness a year-on-year credit expansion of ₹19 lakh crore to ₹20.5 lakh crore in FY2025-26, amounting to a growth of approximately 10.8%, according to a report by ICRA, a leading credit rating agency. This expansion is expected to be driven by recent monetary easing measures implemented by the Reserve Bank of India (RBI), though structural challenges in deposit mobilisation and rising credit-deposit ratios may temper growth momentum. According to
RBI’s Easing Measures to Drive Credit Growth Up to ₹20.5 Lakh Cr in FY26: ICRA Report
India’s banking sector is projected to witness a year-on-year credit expansion of ₹19 lakh crore to ₹20.5 lakh crore in FY2025-26, amounting to a growth of approximately 10.8%, according to a report by ICRA, a leading credit rating agency. This expansion is expected to be driven by recent monetary easing measures implemented by the Reserve Bank of India (RBI), though structural challenges in deposit mobilisation and rising credit-deposit ratios may temper growth momentum. According to
Does Marriage Affect Your Credit Score? Understanding Joint Financial Impact
A common question among newlyweds and couples planning their future is whether marriage has any effect on their credit score. The simple answer is no—getting married does not directly impact your credit score. Credit bureaus like CIBIL, Experian, and Equifax do not track or record marital status when calculating individual credit scores.However, while marriage itself doesn’t influence credit scores, the financial decisions you make as a couple can have a significant impact. When y
Does Marriage Affect Your Credit Score? Understanding Joint Financial Impact
A common question among newlyweds and couples planning their future is whether marriage has any effect on their credit score. The simple answer is no—getting married does not directly impact your credit score. Credit bureaus like CIBIL, Experian, and Equifax do not track or record marital status when calculating individual credit scores.However, while marriage itself doesn’t influence credit scores, the financial decisions you make as a couple can have a significant impact. When y
Hidden Charges in Personal Loans: Key Fees That Increase Your EMI and Reduce Disbursed Amount
Personal loans are often marketed as quick and hassle-free financial solutions, but borrowers are frequently caught off guard by hidden charges that increase the total cost of borrowing. While interest rates are clearly disclosed, additional fees, penalties, and deductions can reduce the actual loan amount disbursed and increase monthly EMIs.Lenders often do not fully disclose these fees upfront, making it essential for borrowers to understand all associated charges before finalizing their lo
Hidden Charges in Personal Loans: Key Fees That Increase Your EMI and Reduce Disbursed Amount
Personal loans are often marketed as quick and hassle-free financial solutions, but borrowers are frequently caught off guard by hidden charges that increase the total cost of borrowing. While interest rates are clearly disclosed, additional fees, penalties, and deductions can reduce the actual loan amount disbursed and increase monthly EMIs.Lenders often do not fully disclose these fees upfront, making it essential for borrowers to understand all associated charges before finalizing their lo
RBL Bank and Bajaj Finance End Co-branded Credit Card Partnership
RBL Bank and Bajaj Finance Ltd. have mutually decided to stop issuing new co-branded credit cards following discussions that have taken place over the past month. While the change will not affect RBL Bank’s overall credit card business, it marks the end of a significant partnership that previously accounted for a large portion of RBL Bank’s card issuances. As of September 2023, Bajaj Finserv co-branded cards represented 41% of RBL Bank’s total credit card issuances.
RBL Bank and Bajaj Finance End Co-branded Credit Card Partnership
RBL Bank and Bajaj Finance Ltd. have mutually decided to stop issuing new co-branded credit cards following discussions that have taken place over the past month. While the change will not affect RBL Bank’s overall credit card business, it marks the end of a significant partnership that previously accounted for a large portion of RBL Bank’s card issuances. As of September 2023, Bajaj Finserv co-branded cards represented 41% of RBL Bank’s total credit card issuances.









