A loan against mutual funds is an effective financing option that allows investors to access funds without selling their investments. By pledging mutual fund units as collateral, individuals can secure a loan from banks or financial institutions. This method provides a practical solution for short-term financial needs while enabling investors to retain their portfolio and continue benefiting from market growth.   What is a Loan Against Mutual Funds?

The fate of TikTok in the United States has taken a new turn as US President Donald Trump confirmed that his administration is actively engaged in talks with four potential buyers over the sale of the popular video-sharing platform. The news follows heightened concerns over TikTok’s data security risks and its ties to its Chinese parent company, ByteDance. Speaking to reporters, Donald Trump stated, "We're dealing with four different groups, and a lot of people want it ... all

The first-ever White House crypto summit left some investors disappointed as Bitcoin prices dipped. While the event marked a shift in U.S. policy toward digital assets, the lack of strong commitments led to uncertainty. Crypto Industry Hopes for Stronger Support The White House hosted its first-ever cryptocurrency summit, bringing together top executive

Chief of Army Staff General Upendra Dwivedi recently engaged in a conversation with India Today News Director Rahul Kanwal and Managing Editor Gaurav Sawant, where he shed light on critical national security concerns, especially the growing collaboration between Pakistan and China. He emphasized that India needs to fully acknowledge the high degree of collusion between the two neighboring countries, particularly in the realms of military and cyber capabilities. General Dwivedi pointed out tha

The Indian government has strongly condemned the security breach that took place during External Affairs Minister (EAM) S Jaishankar’s visit to the United Kingdom. A statement from the Ministry of External Affairs (MEA) on Thursday denounced the "provocative activities" carried out by a small group of "separatists and extremists" and called on the UK government to meet its diplomatic obligations.The breach occurred when a group of Khalistani extremists gathered outsi

The Indian government has introduced the Income Tax Bill 2025, a major overhaul of the country’s tax laws, granting unprecedented investigative powers to tax authorities. While presented as a move to modernize tax compliance, the bill includes provisions that allow tax officers to access digital assets, emails, social media profiles, trading accounts, and cloud storage in cases of suspected tax evasion.Finance Minister Nirmala Sitharaman introduced the bill in Parliament, stating that i

A common question among newlyweds and couples planning their future is whether marriage has any effect on their credit score. The simple answer is no—getting married does not directly impact your credit score. Credit bureaus like CIBIL, Experian, and Equifax do not track or record marital status when calculating individual credit scores.However, while marriage itself doesn’t influence credit scores, the financial decisions you make as a couple can have a significant impact. When y

Former Jammu and Kashmir Chief Minister Omar Abdullah has expressed strong reservations about the claims of normalcy in the Union Territory following the abrogation of Article 370. Speaking at a media event in Delhi, Abdullah stated that the current situation in Kashmir is not organic but imposed through fear. He pointed out that while the government insists that peace and stability have improved since the revocation of special status, the actions taken by authorities suggest otherwise.One of

The Trump administration has announced a new measure requiring undocumented immigrants in the U.S. to register with the federal government. The mandatory registry, enforced by the Department of Homeland Security (DHS) and U.S. Citizenship and Immigration Services (USCIS), applies to all individuals aged 14 and older who do not have legal status in the country. Those who fail to comply could face fines, imprisonment, or deportation.This move is part of the administration’s broader crackd

With rising inflation and uncertain economic conditions, traditional savings methods like bank accounts and fixed deposits may no longer be enough to grow wealth. As a result, investors are increasingly looking at stocks, gold, and real estate as viable alternatives to secure their financial future.But which investment is the best choice in 2024? Let’s analyze each option using historical data, expert insights, and current market trends.   Real Estate: Sta

The Indian government is reportedly working on a Universal Pension Scheme, a voluntary initiative designed to provide retirement benefits to individuals across all sectors, including those in unorganised employment, traders, and self-employed individuals aged 18 and above. Unlike traditional job-based pension plans, this scheme will not be tied to any specific employment, making it accessible to a wider range of individuals.The Labour Ministry has already initiated discussions on the framewor

  WASHINGTON, D.C. — A threatening email targeting a Washington, DC hotel prompted an emergency response from law enforcement Sunday afternoon. DC Police confirmed the threat but provided limited details about the nature of the email. The JW Marriott Hotel, located on the 1300 block of Pennsylvania Avenue, became the focal point of a security operation as bomb squad crews were deployed to investigate.

The Employees’ Provident Fund Organisation (EPFO) is set to introduce a major digital upgrade by allowing employees to withdraw their provident fund (EPF) claims using the Unified Payment Interface (UPI). This move is part of the Indian government’s broader initiative to enhance digital financial transactions and streamline fund disbursements for millions of subscribers. The feature is expected to launch in the next two to three months as EPFO collaborates with the National Paymen

The Life Insurance Corporation of India (LIC) has launched the Smart Pension Plan, designed to provide financial security for retirees through structured annuity payouts. The plan offers a range of annuity options, ensuring flexibility and stability for policyholders looking for a steady income after retirement. With multiple features tailored to meet the needs of individuals at different life stages, the Smart Pension Plan provides long-term financial support.The

  Kash Patel has officially been confirmed as the Director of the Federal Bureau of Investigation (FBI), marking a new chapter in the agency’s leadership. Patel, 44, secured confirmation after a narrow 51-49 vote in the Senate, with opposition from some lawmakers. Notably, Republican senators Susan Collins and Lisa Murkowski voted against his confirmation, reflecting divisions over his appointment.

 This Valentine’s Day, as prospective brides and grooms prepare to unite their lives, discussing financial goals and aspirations is crucial for setting a solid foundation for a healthy marriage. Honest conversations about money help align values, reduce the chances of future conflicts, and create a framework for long-term financial success. Couples should focus on shared goals such as saving for emergency funds, planning for home buying, setting a budget for yearly expenses, and ad

In a concerning development, Mumbai Police received a call threatening a potential terror attack on Prime Minister Narendra Modi’s aircraft just ahead of his scheduled trip to the United States. The call, reportedly received by the police, raised serious security concerns regarding the safety of the Prime Minister during his travels.According to news agency ANI, the Mumbai Police have initiated an investigation into the threat and are assessing the situation carefully. Security measures

DeepSeek, a popular app, is once again under scrutiny following the discovery of multiple security vulnerabilities that could compromise user privacy. A recent report from mobile security firm NowSecure reveals several flaws in DeepSeek's iOS app, DeepSeek R1, which raise serious concerns about how the company is handling sensitive user data.One of the primary issues identified is the app’s failure to use Apple’s built-in App Transport Security (ATS), which is designed to ensu

For many young people in Punjab, the United States represents the ultimate dream destination, offering the promise of higher earnings and better living standards. However, the increasing trend of illegal migration has exposed many individuals to significant risks, including financial ruin, life-threatening journeys, and legal consequences. The desire for a better future drives thousands to seek unlawful entry into the US, often facilitated by unscrupulous agents who exploit their desperation.

A new malware family named Ferret has been identified by researchers at SentinelLabs, posing a significant threat to MacBook users. This malware is linked to North Korean hackers and cybercriminal groups. Ferret is an evolution of previous malware variants and disguises itself as a legitimate Google Chrome update file. By mimicking legitimate Chrome code, Ferret is able to bypass security applications and scanning systems.The malware enters a MacBook when the user is deceived into downloading