New Insurance Laws In India: Will Claim Settlements Really Improve For Policyholders
India has ushered in a new phase of insurance regulation with Parliament clearing the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill, 2025, a move that comes at a time when trust between insurers and policyholders is increasingly strained. For millions of Indians, insurance is ultimately judged not by policy documents or premium receipts but by the ease and fairness of claim settlement. Delays, repeated document requests, late-stage exclusions, and opaque rejections have long plag
New Insurance Laws In India: Will Claim Settlements Really Improve For Policyholders
India has ushered in a new phase of insurance regulation with Parliament clearing the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill, 2025, a move that comes at a time when trust between insurers and policyholders is increasingly strained. For millions of Indians, insurance is ultimately judged not by policy documents or premium receipts but by the ease and fairness of claim settlement. Delays, repeated document requests, late-stage exclusions, and opaque rejections have long plag
RBI Cuts Repo Rate To 5.25%: Will Your Home Loan EMIs Finally Get Cheaper?
The Reserve Bank of India has reduced the repo rate by 25 basis points, bringing it down from 5.5% to 5.25%. This marks a total reduction of 125 basis points in 2025, sparking fresh hope among homebuyers for affordable loan EMIs as banks prepare to revise lending rates. The Monetary Policy Committee (MPC), which met on December 3, 4 and 5, voted unanimously after assessing inflation control, liquidity status and growth expectations. Governor Sanjay Malhotra confirmed the move, addin
RBI Cuts Repo Rate To 5.25%: Will Your Home Loan EMIs Finally Get Cheaper?
The Reserve Bank of India has reduced the repo rate by 25 basis points, bringing it down from 5.5% to 5.25%. This marks a total reduction of 125 basis points in 2025, sparking fresh hope among homebuyers for affordable loan EMIs as banks prepare to revise lending rates. The Monetary Policy Committee (MPC), which met on December 3, 4 and 5, voted unanimously after assessing inflation control, liquidity status and growth expectations. Governor Sanjay Malhotra confirmed the move, addin
Big Fat Indian Weddings Can Now Be Insured But Do You Really Need One
India is preparing for one of its busiest wedding seasons, with nearly 46 lakh weddings expected in 2025 and spending projected at around Rs 6.5 lakh crore. As celebrations grow grander, Indian weddings often resemble Bollywood productions with choreographed sangeets, elaborate décor and multi-day festivities. But with budgets crossing Rs 30–35 lakh for most weddings, and luxury ceremonies easily exceeding Rs 1 crore, families are pouring unprecedented amounts into these events. With such
Big Fat Indian Weddings Can Now Be Insured But Do You Really Need One
India is preparing for one of its busiest wedding seasons, with nearly 46 lakh weddings expected in 2025 and spending projected at around Rs 6.5 lakh crore. As celebrations grow grander, Indian weddings often resemble Bollywood productions with choreographed sangeets, elaborate décor and multi-day festivities. But with budgets crossing Rs 30–35 lakh for most weddings, and luxury ceremonies easily exceeding Rs 1 crore, families are pouring unprecedented amounts into these events. With such
India’s Government Clarifies Stance on India vs Pakistan Asia Cup Clash, No Bilateral Sporting Events
The Indian government has made its position clear regarding sports engagements with Pakistan, especially in the context of upcoming international events. In a new policy unveiled by the Sports Ministry, the government declared that India will not participate in any bilateral sporting events with Pakistan, even if hosted at neutral venues. The policy, which has been implemented immediately, aims to limit interactions with Pakistan in sports following the strai
India’s Government Clarifies Stance on India vs Pakistan Asia Cup Clash, No Bilateral Sporting Events
The Indian government has made its position clear regarding sports engagements with Pakistan, especially in the context of upcoming international events. In a new policy unveiled by the Sports Ministry, the government declared that India will not participate in any bilateral sporting events with Pakistan, even if hosted at neutral venues. The policy, which has been implemented immediately, aims to limit interactions with Pakistan in sports following the strai
Community divided as Loudoun County debates transgender bathroom access policies
Parents, students, and community members gathered outside the Loudoun County Public Schools Administration Building on Monday morning as tensions rose over policies allowing transgender students to use bathrooms and locker rooms that align with their gender identity. The demonstration came as the school board met to address an order from the U.S. Department of Education, which recently declared that several Northern Virginia school districts, including Loudoun, were violating Title IX protect
Community divided as Loudoun County debates transgender bathroom access policies
Parents, students, and community members gathered outside the Loudoun County Public Schools Administration Building on Monday morning as tensions rose over policies allowing transgender students to use bathrooms and locker rooms that align with their gender identity. The demonstration came as the school board met to address an order from the U.S. Department of Education, which recently declared that several Northern Virginia school districts, including Loudoun, were violating Title IX protect
Trump Policy Allows ICE to Deport Migrants to Third Countries With Just Six Hours’ Notice
A newly surfaced immigration enforcement memo reveals that United States Immigration and Customs Enforcement (ICE) can now deport migrants to countries other than their homeland with as little as six hours’ notice. This marks a dramatic shift from the previous standard, where ICE generally provided a minimum 24-hour notice period before conducting deportations to a third country. The policy, outlined in a memo dated July 9 and signed by acting ICE director Todd Lyons, allows for this ex
Trump Policy Allows ICE to Deport Migrants to Third Countries With Just Six Hours’ Notice
A newly surfaced immigration enforcement memo reveals that United States Immigration and Customs Enforcement (ICE) can now deport migrants to countries other than their homeland with as little as six hours’ notice. This marks a dramatic shift from the previous standard, where ICE generally provided a minimum 24-hour notice period before conducting deportations to a third country. The policy, outlined in a memo dated July 9 and signed by acting ICE director Todd Lyons, allows for this ex
Trump says Iran faced massive nuclear strike but actual damage still unclear
US President Donald Trump has described recent military strikes on Iranian nuclear sites as an act of "obliteration," even as official assessments continue to question the extent of the actual damage inflicted. The strikes, which targeted three major nuclear facilities in Iran early Sunday morning local time, have triggered a wave of scrutiny over how significantly Tehran’s nuclear program was impacted. Trump, however, insisted the damage was monumental and backed his claims w
Trump says Iran faced massive nuclear strike but actual damage still unclear
US President Donald Trump has described recent military strikes on Iranian nuclear sites as an act of "obliteration," even as official assessments continue to question the extent of the actual damage inflicted. The strikes, which targeted three major nuclear facilities in Iran early Sunday morning local time, have triggered a wave of scrutiny over how significantly Tehran’s nuclear program was impacted. Trump, however, insisted the damage was monumental and backed his claims w
Farmers Insurance agent alleges wrongful policy cancellations affecting seniors
A Fremont-based Farmers Insurance franchise owner has raised serious allegations claiming the company has been canceling insurance policies by falsely stating the cancellations were requested by the insured clients. Jeffrey Carvalho, a 37-year veteran in the insurance industry, says this troubling practice has affected hundreds of his clients, especially senior citizens aged 65 and older across the Bay Area. Carvalho is demanding transparency and an end to these questionable cancellations.
Farmers Insurance agent alleges wrongful policy cancellations affecting seniors
A Fremont-based Farmers Insurance franchise owner has raised serious allegations claiming the company has been canceling insurance policies by falsely stating the cancellations were requested by the insured clients. Jeffrey Carvalho, a 37-year veteran in the insurance industry, says this troubling practice has affected hundreds of his clients, especially senior citizens aged 65 and older across the Bay Area. Carvalho is demanding transparency and an end to these questionable cancellations.
President Trump to double steel tariffs to 50% in push to boost U.S. manufacturing
President Donald Trump has announced plans to double tariffs on steel imports to 50%, up from the existing 25%, as part of his administration’s effort to reinforce domestic manufacturing and ensure long-term industrial independence. Speaking to American steelworkers during a visit to a steel facility in Pennsylvania, Trump emphasized that his administration remains committed to policies that protect American jobs and prevent foreign dominance in vital sectors. Trump’s
President Trump to double steel tariffs to 50% in push to boost U.S. manufacturing
President Donald Trump has announced plans to double tariffs on steel imports to 50%, up from the existing 25%, as part of his administration’s effort to reinforce domestic manufacturing and ensure long-term industrial independence. Speaking to American steelworkers during a visit to a steel facility in Pennsylvania, Trump emphasized that his administration remains committed to policies that protect American jobs and prevent foreign dominance in vital sectors. Trump’s
Trump defends tariffs, says focus is on tanks and tech, not sneakers or T-shirts
In a recent address from Morristown, New Jersey, U.S. President Donald Trump reaffirmed his administration's commitment to using tariffs as a tool to boost domestic manufacturing, particularly in sectors such as military equipment and advanced technology. Speaking before boarding Air Force One, Trump clarified that his tariff agenda is not intended to revive traditional textile production like sneakers and T-shirts, but rather to prioritize manufacturing of tanks, artificial intelligence
Trump defends tariffs, says focus is on tanks and tech, not sneakers or T-shirts
In a recent address from Morristown, New Jersey, U.S. President Donald Trump reaffirmed his administration's commitment to using tariffs as a tool to boost domestic manufacturing, particularly in sectors such as military equipment and advanced technology. Speaking before boarding Air Force One, Trump clarified that his tariff agenda is not intended to revive traditional textile production like sneakers and T-shirts, but rather to prioritize manufacturing of tanks, artificial intelligence
FDA names Vinay Prasad as head of CBER, known for bold public health views
Vinay Prasad, a renowned oncologist-hematologist, has been appointed as the new director of the Center for Biologics Evaluation and Research (CBER) at the US Food and Drug Administration (FDA). This division of the FDA is charged with overseeing the evaluation and approval of critical biologic products, including vaccines, blood derivatives, and select gene-based therapies. Prasad’s appointment comes at a time when the FDA remains under public and political scrutiny for its handling of
FDA names Vinay Prasad as head of CBER, known for bold public health views
Vinay Prasad, a renowned oncologist-hematologist, has been appointed as the new director of the Center for Biologics Evaluation and Research (CBER) at the US Food and Drug Administration (FDA). This division of the FDA is charged with overseeing the evaluation and approval of critical biologic products, including vaccines, blood derivatives, and select gene-based therapies. Prasad’s appointment comes at a time when the FDA remains under public and political scrutiny for its handling of
Medicaid cuts could impact all DC residents, not just low-income patients
A new congressional proposal to reduce Medicaid funding for Washington D.C. is causing concern among officials and health experts, who warn that such cuts would have wide-reaching consequences beyond the program’s low-income beneficiaries. Medicaid is deeply integrated into the region’s health care infrastructure, and any funding reduction could disrupt care for patients across the income spectrum, affecting hospitals, clinics, and community health providers. House Rep
Medicaid cuts could impact all DC residents, not just low-income patients
A new congressional proposal to reduce Medicaid funding for Washington D.C. is causing concern among officials and health experts, who warn that such cuts would have wide-reaching consequences beyond the program’s low-income beneficiaries. Medicaid is deeply integrated into the region’s health care infrastructure, and any funding reduction could disrupt care for patients across the income spectrum, affecting hospitals, clinics, and community health providers. House Rep
Immigration Costs May Rise Sharply Under New GOP Proposal Targeting Asylum and Work Permits
House Republicans have unveiled a legislative proposal that could significantly raise the costs associated with legal immigration in the United States. Central to the plan is a provision that would require individuals applying for asylum to pay a fee of $1,000, a notable shift in policy given that such applications have traditionally been exempt from high costs due to the vulnerable status of asylum seekers. In addition, the proposal includes a $500 fee for work authorization permits, to be rene
Immigration Costs May Rise Sharply Under New GOP Proposal Targeting Asylum and Work Permits
House Republicans have unveiled a legislative proposal that could significantly raise the costs associated with legal immigration in the United States. Central to the plan is a provision that would require individuals applying for asylum to pay a fee of $1,000, a notable shift in policy given that such applications have traditionally been exempt from high costs due to the vulnerable status of asylum seekers. In addition, the proposal includes a $500 fee for work authorization permits, to be rene
Texas Governor Pushes Constitutional Bail Reform Amid Public Safety Debate
A proposed constitutional amendment backed by Texas Governor Greg Abbott is reigniting debate over how the state handles bail for violent offenders. Abbott says the reform would save lives, while critics warn it could exacerbate jail overcrowding and undermine due process rights. Speaking at a press conference in Houston, Abbott cited a troubling trend in the region: over 200 cases where individuals released on bond for violent charges allegedly killed Texans while awaiting trial. “For
Texas Governor Pushes Constitutional Bail Reform Amid Public Safety Debate
A proposed constitutional amendment backed by Texas Governor Greg Abbott is reigniting debate over how the state handles bail for violent offenders. Abbott says the reform would save lives, while critics warn it could exacerbate jail overcrowding and undermine due process rights. Speaking at a press conference in Houston, Abbott cited a troubling trend in the region: over 200 cases where individuals released on bond for violent charges allegedly killed Texans while awaiting trial. “For
U.S. changes policy: visa cancellation results in instant legal status termination
A recently surfaced internal immigration memo has sparked concern among legal experts and international education communities. The document outlines an expanded framework in which visa revocation is now considered direct grounds for the termination of legal status for international students in the United States. This move redefines the relationship between a visa’s validity and a foreign student’s legal status and grants immigration authorities broader enforcement powers.
U.S. changes policy: visa cancellation results in instant legal status termination
A recently surfaced internal immigration memo has sparked concern among legal experts and international education communities. The document outlines an expanded framework in which visa revocation is now considered direct grounds for the termination of legal status for international students in the United States. This move redefines the relationship between a visa’s validity and a foreign student’s legal status and grants immigration authorities broader enforcement powers.
Texas Economy Ranked 8th Largest Globally, Surpassing Russia, Canada, and Italy
If Texas were an independent nation, its economy would rank as the eighth-largest in the world, surpassing economic giants like Russia, Canada, and Italy. With a nominal gross domestic product (GDP) of $2.7 trillion, Texas sits just behind the overall United States, China, Germany, and Japan when measured against global economies. Among U.S. states, Texas ranks second only to California and accounts for an impressive 9% of the total U.S. GDP. According to recent data compiled by the Internati
Texas Economy Ranked 8th Largest Globally, Surpassing Russia, Canada, and Italy
If Texas were an independent nation, its economy would rank as the eighth-largest in the world, surpassing economic giants like Russia, Canada, and Italy. With a nominal gross domestic product (GDP) of $2.7 trillion, Texas sits just behind the overall United States, China, Germany, and Japan when measured against global economies. Among U.S. states, Texas ranks second only to California and accounts for an impressive 9% of the total U.S. GDP. According to recent data compiled by the Internati
ICE deports mothers with sick U.S. citizen children without consent or legal access
Several immigrant mothers have come forward through their legal teams to expose how U.S. Immigration and Customs Enforcement deported them with their U.S. citizen children—some of whom were critically ill—without adequate legal access, medical consideration, or time to make informed decisions about their children’s future. These removals, which occurred over the weekend, have sparked widespread condemnation from attorneys and civil rights advocates who say the actions are not o
ICE deports mothers with sick U.S. citizen children without consent or legal access
Several immigrant mothers have come forward through their legal teams to expose how U.S. Immigration and Customs Enforcement deported them with their U.S. citizen children—some of whom were critically ill—without adequate legal access, medical consideration, or time to make informed decisions about their children’s future. These removals, which occurred over the weekend, have sparked widespread condemnation from attorneys and civil rights advocates who say the actions are not o
U.S. Reverses Controversial Student Visa Cancellations After Legal Challenges
In a dramatic policy shift, the United States government has decided to reverse its earlier decision to cancel hundreds of student visas linked to participation in protests. This move follows intense legal challenges and widespread backlash from universities, civil rights advocates, and political leaders, all raising alarms about the infringement of constitutional rights and the chilling effect on free speech. The controversy erupted earlier this year when the government revoked v
U.S. Reverses Controversial Student Visa Cancellations After Legal Challenges
In a dramatic policy shift, the United States government has decided to reverse its earlier decision to cancel hundreds of student visas linked to participation in protests. This move follows intense legal challenges and widespread backlash from universities, civil rights advocates, and political leaders, all raising alarms about the infringement of constitutional rights and the chilling effect on free speech. The controversy erupted earlier this year when the government revoked v
US Judge Orders Return of Migrant Deported to El Salvador Under Biden-Era Settlement
A federal judge has ordered the return of a 20-year-old migrant who was deported to El Salvador despite having a pending asylum application, marking a significant legal development in the ongoing enforcement of a Biden-era immigration settlement. The ruling, issued by US District Judge Stephanie Gallagher in Baltimore, is the second such case in which a deported migrant has been ordered back to the United States under the same legal agreement. Although the Trump administration
US Judge Orders Return of Migrant Deported to El Salvador Under Biden-Era Settlement
A federal judge has ordered the return of a 20-year-old migrant who was deported to El Salvador despite having a pending asylum application, marking a significant legal development in the ongoing enforcement of a Biden-era immigration settlement. The ruling, issued by US District Judge Stephanie Gallagher in Baltimore, is the second such case in which a deported migrant has been ordered back to the United States under the same legal agreement. Although the Trump administration
U.S. Visa Policy Shift Hits University of the Pacific’s International Student Community
The University of the Pacific, with its main campus in Stockton, California, has become the latest academic institution to feel the impact of recent changes in federal visa enforcement. The university reported last week that two of its international students had their student visas revoked without prior notice, stirring concern among the campus community and raising questions about the broader implications for international education in the United States. While the university conf
U.S. Visa Policy Shift Hits University of the Pacific’s International Student Community
The University of the Pacific, with its main campus in Stockton, California, has become the latest academic institution to feel the impact of recent changes in federal visa enforcement. The university reported last week that two of its international students had their student visas revoked without prior notice, stirring concern among the campus community and raising questions about the broader implications for international education in the United States. While the university conf









