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Defence Personnel Get Special Home Loans as Lenders Shift Strategy

India’s housing finance sector is witnessing a strategic shift as lenders begin treating defence personnel as a separate borrower category rather than grouping them under standard salaried profiles. With urban housing demand cooling and competition intensifying in metro markets, lenders are increasingly turning to defence families as stable, long-term borrowers who require customised solutions rather than generic home loan products. This change in approach has been highlighted by

Real Estate

29 Dec 2025 05:25 AM 77 views

Defence Personnel Get Special Home Loans as Lenders Shift Strategy

India’s housing finance sector is witnessing a strategic shift as lenders begin treating defence personnel as a separate borrower category rather than grouping them under standard salaried profiles. With urban housing demand cooling and competition intensifying in metro markets, lenders are increasingly turning to defence families as stable, long-term borrowers who require customised solutions rather than generic home loan products. This change in approach has been highlighted by

Real Estate

RBI Cuts Repo Rate To 5.25%: Will Your Home Loan EMIs Finally Get Cheaper?

The Reserve Bank of India has reduced the repo rate by 25 basis points, bringing it down from 5.5% to 5.25%. This marks a total reduction of 125 basis points in 2025, sparking fresh hope among homebuyers for affordable loan EMIs as banks prepare to revise lending rates. The Monetary Policy Committee (MPC), which met on December 3, 4 and 5, voted unanimously after assessing inflation control, liquidity status and growth expectations. Governor Sanjay Malhotra confirmed the move, addin

Finance & Economics

05 Dec 2025 10:01 AM 130 views

RBI Cuts Repo Rate To 5.25%: Will Your Home Loan EMIs Finally Get Cheaper?

The Reserve Bank of India has reduced the repo rate by 25 basis points, bringing it down from 5.5% to 5.25%. This marks a total reduction of 125 basis points in 2025, sparking fresh hope among homebuyers for affordable loan EMIs as banks prepare to revise lending rates. The Monetary Policy Committee (MPC), which met on December 3, 4 and 5, voted unanimously after assessing inflation control, liquidity status and growth expectations. Governor Sanjay Malhotra confirmed the move, addin

Finance & Economics

India’s Most Affordable City for Homebuyers in 2025

Buying a home is more than just a financial decision; it's an emotional one. It’s where memories are built, and dreams take shape. However, for many families, this dream seems distant due to high property prices and financial constraints. Thankfully, in 2025, the dream of homeownership has become more achievable, particularly in Ahmedabad. According to the latest Affordability Index by Knight Frank

Money & Investments

25 Jun 2025 06:02 AM 1.57k views

India’s Most Affordable City for Homebuyers in 2025

Buying a home is more than just a financial decision; it's an emotional one. It’s where memories are built, and dreams take shape. However, for many families, this dream seems distant due to high property prices and financial constraints. Thankfully, in 2025, the dream of homeownership has become more achievable, particularly in Ahmedabad. According to the latest Affordability Index by Knight Frank

Money & Investments

Is ₹70 Lakh Salary Still Middle Class in India

A surprising LinkedIn post by Gurugram-based investment banker Sarthak Ahuja has triggered widespread discussion across social media platforms, calling into question what it means to be “middle class” in urban India today. According to Ahuja, a ₹70 lakh annual salary a figure many would consider upper-middle class or even affluent may now fall squarely within what he terms the "new middle class." His argument is based on a simple truth:

Money & Investments

19 Jun 2025 06:09 AM 2.01k views

Is ₹70 Lakh Salary Still Middle Class in India

A surprising LinkedIn post by Gurugram-based investment banker Sarthak Ahuja has triggered widespread discussion across social media platforms, calling into question what it means to be “middle class” in urban India today. According to Ahuja, a ₹70 lakh annual salary a figure many would consider upper-middle class or even affluent may now fall squarely within what he terms the "new middle class." His argument is based on a simple truth:

Money & Investments

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#homeloan

Defence Personnel Get Special Home Loans as Lenders Shift Strategy

Defence Personnel Get Special Home Loans as Lenders Shift Strategy

RBI Cuts Repo Rate To 5.25%: Will Your Home Loan EMIs Finally Get Cheaper?

RBI Cuts Repo Rate To 5.25%: Will Your Home Loan EMIs Finally Get Cheaper?

India’s Most Affordable City for Homebuyers in 2025

India’s Most Affordable City for Homebuyers in 2025

Is ₹70 Lakh Salary Still Middle Class in India

Is ₹70 Lakh Salary Still Middle Class in India

Austin ISD faces $19.7 million deficit and possible TEA takeover amid school closures

Sridhar Babu Praises Chandrababu Naidu’s Vision for Andhra Pradesh's Growth

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Austin ISD faces $19.7 million deficit and possible TEA takeover amid school closures

Sridhar Babu Praises Chandrababu Naidu’s Vision for Andhra Pradesh's Growth

Elevate Your Beauty Routine with DIY Natural Beauty Products

All 12 Convicts Acquitted in 2006 Mumbai Train Blasts That Killed 189 People

YSR Congress Leaders Absent from Flood Relief Efforts: A Contrast to NDA Government's Active Response

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Illinois launches digital IDs for iPhone users at airports, bars, and restaurants

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#homeloan

Defence Personnel Get Special Home Loans as Lenders Shift Strategy

Defence Personnel Get Special Home Loans as Lenders Shift Strategy

RBI Cuts Repo Rate To 5.25%: Will Your Home Loan EMIs Finally Get Cheaper?

RBI Cuts Repo Rate To 5.25%: Will Your Home Loan EMIs Finally Get Cheaper?

India’s Most Affordable City for Homebuyers in 2025

India’s Most Affordable City for Homebuyers in 2025

Is ₹70 Lakh Salary Still Middle Class in India

Is ₹70 Lakh Salary Still Middle Class in India

Austin ISD faces $19.7 million deficit and possible TEA takeover amid school closures

Sridhar Babu Praises Chandrababu Naidu’s Vision for Andhra Pradesh's Growth

Elevate Your Beauty Routine with DIY Natural Beauty Products

All 12 Convicts Acquitted in 2006 Mumbai Train Blasts That Killed 189 People

YSR Congress Leaders Absent from Flood Relief Efforts: A Contrast to NDA Government's Active Response

Top 5 Star Footballers Missing Club World Cup 2025

Dallas Mavericks to play preseason game against Thunder in Fort Worth

Illinois launches digital IDs for iPhone users at airports, bars, and restaurants

DIY Fashion and Accessories: Express Your Style with Personalized Creations

The Evolution of Electric Vehicles: From Concept to Mainstream

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