A common question among newlyweds and couples planning their future is whether marriage has any effect on their credit score. The simple answer is no—getting married does not directly impact your credit score. Credit bureaus like CIBIL, Experian, and Equifax do not track or record marital status when calculating individual credit scores.However, while marriage itself doesn’t influence credit scores, the financial decisions you make as a couple can have a significant impact. When y

The Pakistan cricket team is set for a major restructuring following its disastrous performance in the ICC Champions Trophy, where they were eliminated without securing a single win. The team, led by Mohammad Rizwan, managed just one point in the tournament, suffering defeats against New Zealand and India, while their match against Bangladesh was washed out. The disappointing campaign has led to speculation of sweeping changes within the Pakistan Cricket Board (PCB), selection committee, coac

The Indian stock market is going through one of its worst phases in nearly three decades, with the Nifty 50 slipping 15% from its September peak. This marks its longest losing streak in 29 years, causing investor wealth to shrink by more than ₹90 lakh crore. On Friday, Nifty lost over 400 points, and the Sensex plunged by 1,400 points, sending shockwaves through Dalal Street.Investors are increasingly concerned about foreign institutional investor (FII) outflows, small- and mid-cap stock de

With rising inflation and uncertain economic conditions, traditional savings methods like bank accounts and fixed deposits may no longer be enough to grow wealth. As a result, investors are increasingly looking at stocks, gold, and real estate as viable alternatives to secure their financial future.But which investment is the best choice in 2024? Let’s analyze each option using historical data, expert insights, and current market trends.   Real Estate: Sta

The Employees’ Provident Fund Organisation (EPFO) is set to introduce a major digital upgrade by allowing employees to withdraw their provident fund (EPF) claims using the Unified Payment Interface (UPI). This move is part of the Indian government’s broader initiative to enhance digital financial transactions and streamline fund disbursements for millions of subscribers. The feature is expected to launch in the next two to three months as EPFO collaborates with the National Paymen

 This Valentine’s Day, as prospective brides and grooms prepare to unite their lives, discussing financial goals and aspirations is crucial for setting a solid foundation for a healthy marriage. Honest conversations about money help align values, reduce the chances of future conflicts, and create a framework for long-term financial success. Couples should focus on shared goals such as saving for emergency funds, planning for home buying, setting a budget for yearly expenses, and ad

Pakistan Cricket Board (PCB) Chairman Mohsin Naqvi responded to the criticism and social media trolls questioning the board’s ability to complete the renovation of Karachi and Lahore stadiums in time for the upcoming Champions Trophy, which kicks off on February 19. The PCB faced heavy criticism following delays and concerns about the completion of stadium upgrades after a venue shift for a Test match between Pakistan and Bangladesh and the extension of deadlines for the renovation work

Practice "Hara Hachi Bu" The Okinawan principle of eating until you're 80% full helps prevent overeating, reduce calorie intake, and allows your body to register fullness, promoting sustainable fat loss. Prioritize Nutrient-Dense, Low-Calorie Foods The Japanese diet is rich in vegetables, lean proteins, and whole grains, while being low in processed foods and refined sugars. These foods provi

A recent report by global analytics firm FICO has highlighted the increasing threat of scams in India's real-time payments (RTP) ecosystem. According to the survey, over one-third (34%) of respondents have lost money to scams, paying for goods, services, or investments that were never delivered. The report further reveals that 60% of respondents have received messages from scammers, and 54% reported that friends or family members have been scammed. Despite fewer people reporting

With the Modi government set to present its second full budget for the third term in power, the middle and lower-income groups across India are hopeful for key reforms that could alleviate their financial burdens. The anticipated reforms in Budget 2025 include tax relief measures, simplification of income tax laws, and a focus on financial literacy, insurance, and retirement savings. Key Expectations from Budget 2025 Insurance Sector Reforms:

Retirement Planning: More Than Just Accumulating Wealth Retirement isn’t just about saving money, but ensuring it lasts through the years, considering inflation, medical expenses, and market fluctuations. A 2024 survey revealed that 68% of Indians aged 45-60 feel financially unprepared for retirement. The key to a secure retirement lies in managing investments wisely. The Reality of Retirement in India A large number of retirees

The Indian rupee weakened by 10 paise to a record low of 85.12 against the US dollar on Monday, marking a significant decline in its value. The domestic currency opened at 84.85, according to Bloomberg data, and had closed at 85.02 on Friday. This continued depreciation comes amid rising global pressures, including an increase in Brent crude prices, which rose 0.41% to $73.24 per barrel. The rise in crude prices was partly driven by easing concerns about a potential US government shutdown and

Losing excess weight is crucial for improving overall health, especially if you're overweight or obese. Extra weight increases the risk of chronic conditions such as heart disease, diabetes, high blood pressure, and joint pain. However, making small, sustainable changes to your lifestyle can significantly help with weight loss, even in the winter months when maintaining healthy habits can be challenging. This article shares 10 easy ways to make adjustments to your routine and lose weight

Kerala Chief Minister Pinarayi Vijayan has criticized the Union Government for delaying financial assistance to Wayanad, which was severely affected by landslides in July. Nearly 400 people were killed in the disaster, and despite 100 days passing since Prime Minister Narendra Modi’s visit to the affected villages, the state has not received any financial aid for rehabilitation. The Centre has been swift in helping other disaster-hit states, but Kerala’s requests for aid have been

The Indian Rupee has depreciated to a record low of 84.61 against the US Dollar, marking a fresh setback for the currency. This comes after former US President Donald Trump's threat to impose a 100% tariff on BRICS nations if they fail to continue using the US Dollar. Trump's demand for a commitment from BRICS countries not to create a new currency or back alternatives to the dollar has put additional pressure on global markets, including the Indian Rupee. Along with this geopolitical

Shahid Afridi, the former Pakistan cricket captain, has voiced his support for the Pakistan Cricket Board (PCB) in rejecting the hybrid model proposed for the 2024 Champions Trophy, which is set to be held in Pakistan. Afridi criticized the Board of Control for Cricket in India (BCCI) for mixing politics with sports, pointing out that Pakistan has toured India multiple times despite security concerns, including a white-ball series after the 2008 Mumbai terror attacks. Afridi emphasized that t

The Adani Group reported a record financial performance in the first half of the ongoing financial year and for the trailing twelve months, driven by its growing businesses in infrastructure, energy, and renewables. The group's net exposure to Indian banks stands at $11 billion, with equity now accounting for 63% of its total debt. This marks a reduction in the conglomerate's reliance on debt. The strong growth in the first half was fueled by Adani Enterprises' solar and

A groundbreaking study using data from NASA and German satellites has revealed a concerning and persistent decline in Earth's freshwater reserves since May 2014. The findings, published in Surveys in Geophysics, highlight a significant reduction in the amount of freshwater stored on land, including in lakes, rivers, and underground aquifers. This shift, tracked by the Gravity Recovery and Climate Experiment (GRACE) mission, suggests a transition towards drier conditions across co

As part of its commitment to the NDA coalition's promises made prior to the elections, the central government is actively working to halt the disinvestment process of the Rashtriya Ispat Nigam Limited (RINL), commonly known as the Visakhapatnam Steel Plant. Under the leadership of Chief Minister Chandrababu Naidu, there are ongoing efforts to ensure the plant remains operational amid concerns over financial viability and raw material shortages. Recent reports indicate that the B

The ongoing property disputes between YS Jagan Mohan Reddy and his sister YS Sharmila have taken another dramatic turn. In a recent statement, Jagan claimed to have provided approximately ₹200 crore to Sharmila over the past decade, emphasizing that this was done out of "sisterly love and affection." While this assertion may initially appear to be an attempt to bolster Jagan's public image by showcasing his support for Sharmila, it has also drawn significant scrutiny