#personalfinance
Fremont Sees Highest Rise in Credit Card Delinquency Among Major US Cities
Fremont, California, long celebrated as one of the happiest cities in America, now finds itself topping a far less cheerful list. The city has been identified as having the most significant increase in credit card delinquency among the 100 largest cities in the United States. According to recent data compiled from the first quarter of 2024 to the first quarter of 2025, the rate of credit card delinquencies in Fremont has risen nearly 29%, putting it at the top of the national rankings for ris
Fremont Sees Highest Rise in Credit Card Delinquency Among Major US Cities
Fremont, California, long celebrated as one of the happiest cities in America, now finds itself topping a far less cheerful list. The city has been identified as having the most significant increase in credit card delinquency among the 100 largest cities in the United States. According to recent data compiled from the first quarter of 2024 to the first quarter of 2025, the rate of credit card delinquencies in Fremont has risen nearly 29%, putting it at the top of the national rankings for ris
Is ₹70 Lakh Salary Still Middle Class in India
A surprising LinkedIn post by Gurugram-based investment banker Sarthak Ahuja has triggered widespread discussion across social media platforms, calling into question what it means to be “middle class” in urban India today. According to Ahuja, a ₹70 lakh annual salary a figure many would consider upper-middle class or even affluent may now fall squarely within what he terms the "new middle class." His argument is based on a simple truth:
Is ₹70 Lakh Salary Still Middle Class in India
A surprising LinkedIn post by Gurugram-based investment banker Sarthak Ahuja has triggered widespread discussion across social media platforms, calling into question what it means to be “middle class” in urban India today. According to Ahuja, a ₹70 lakh annual salary a figure many would consider upper-middle class or even affluent may now fall squarely within what he terms the "new middle class." His argument is based on a simple truth:
Important Personal Finance Changes Coming in 2025
Fixed Deposit Changes Starting January 1, 2025, new rules will make Fixed Deposits (FDs) more flexible, especially for emergencies. One of the key updates allows depositors to withdraw the full principal amount of their FD in case of critical illness, before the maturity date, but without earning interest. Other changes include easier nomination processes, quicker maturity notifications, and improved withdrawal options in emergencies. These rules will also affect Non-B
Important Personal Finance Changes Coming in 2025
Fixed Deposit Changes Starting January 1, 2025, new rules will make Fixed Deposits (FDs) more flexible, especially for emergencies. One of the key updates allows depositors to withdraw the full principal amount of their FD in case of critical illness, before the maturity date, but without earning interest. Other changes include easier nomination processes, quicker maturity notifications, and improved withdrawal options in emergencies. These rules will also affect Non-B









