Ensuring financial security for children is one of the primary concerns for parents. Whether planning for education, marriage, or other major milestones, choosing the right investment plan can make a significant difference. While traditional government-backed schemes like Sukanya Samriddhi Yojana (SSY) are widely known, financial experts are now highlighting the potential of Children's Mutual Funds as a flexible and high-return alternative.   Understanding Su

Rohit Sharma, India's celebrated cricket captain, has cleared the air regarding his future in international cricket. Following the Champions Trophy 2025, where speculation about his retirement intensified, Rohit firmly addressed the rumors by confirming that he is not retiring from ODI cricket. His statement, delivered in his signature calm and composed manner, reassured fans and silenced gossip surrounding his career. Speaking after the Champions Trophy 2025 final, Rohit stated, "I

A loan against mutual funds is an effective financing option that allows investors to access funds without selling their investments. By pledging mutual fund units as collateral, individuals can secure a loan from banks or financial institutions. This method provides a practical solution for short-term financial needs while enabling investors to retain their portfolio and continue benefiting from market growth.   What is a Loan Against Mutual Funds?

A common question among newlyweds and couples planning their future is whether marriage has any effect on their credit score. The simple answer is no—getting married does not directly impact your credit score. Credit bureaus like CIBIL, Experian, and Equifax do not track or record marital status when calculating individual credit scores.However, while marriage itself doesn’t influence credit scores, the financial decisions you make as a couple can have a significant impact. When y

Choosing the right tax regime is an important decision for taxpayers in India. The old and new tax regimes offer different benefits, and individuals must carefully analyze their financial situation before selecting the most suitable option. While salaried employees have the flexibility to switch every year, business professionals have a more restricted choice.The decision between the two regimes depends on factors such as tax-saving investments, exemptions, and deductions. Understanding these

With rising inflation and uncertain economic conditions, traditional savings methods like bank accounts and fixed deposits may no longer be enough to grow wealth. As a result, investors are increasingly looking at stocks, gold, and real estate as viable alternatives to secure their financial future.But which investment is the best choice in 2024? Let’s analyze each option using historical data, expert insights, and current market trends.   Real Estate: Sta

The Indian government is reportedly working on a Universal Pension Scheme, a voluntary initiative designed to provide retirement benefits to individuals across all sectors, including those in unorganised employment, traders, and self-employed individuals aged 18 and above. Unlike traditional job-based pension plans, this scheme will not be tied to any specific employment, making it accessible to a wider range of individuals.The Labour Ministry has already initiated discussions on the framewor

The National Pension Scheme (NPS) is a government-backed retirement savings initiative designed to provide individuals with long-term financial security. With its tax benefits and flexible investment options, NPS is an attractive choice for those looking to systematically build a pension corpus. One of the most convenient ways to contribute to NPS is through a Systematic Investment Plan (SIP), which allows individuals to invest small amounts regularly, ensuring a d

The Life Insurance Corporation of India (LIC) has launched the Smart Pension Plan, designed to provide financial security for retirees through structured annuity payouts. The plan offers a range of annuity options, ensuring flexibility and stability for policyholders looking for a steady income after retirement. With multiple features tailored to meet the needs of individuals at different life stages, the Smart Pension Plan provides long-term financial support.The

Former tennis world number one Simona Halep announced her retirement on Tuesday after suffering a first-round loss at the WTA Cluj-Napoca tournament in her native Romania. The 33-year-old Halep was defeated 6-1, 6-1 by 72nd-ranked Italian Lucia Bronzetti."I don't know if it is with joy or sadness that I speak to you but I made this decision in my soul and conscience," Halep told the crowd. "My body no longer follows, but today I wanted to play and say my goodbyes on the cou

Retirement Planning: More Than Just Accumulating Wealth Retirement isn’t just about saving money, but ensuring it lasts through the years, considering inflation, medical expenses, and market fluctuations. A 2024 survey revealed that 68% of Indians aged 45-60 feel financially unprepared for retirement. The key to a secure retirement lies in managing investments wisely. The Reality of Retirement in India A large number of retirees

Ravindra Jadeja's recent Instagram story, where he posted a picture of his Test jersey, has led to widespread speculation among fans, with many wondering if the all-rounder is announcing his retirement from Test cricket. The post quickly went viral on X (formerly Twitter), with fans commenting on whether Jadeja’s time in Test cricket is coming to an end. Some fans even wished him a "Happy Retirement." This speculation comes after Jadeja retired from T20I cricket following

For many young people, managing bills and budgets can leave very little room for savings, but even small investments in tax-free schemes can significantly contribute to building a secure financial future. These investments act as a foundation for a solid tax strategy, offering benefits under the old tax regime with annual investment limits. Section 80C Under Section 80C of the Income Tax Act, you can invest in options like the Public Provident

As India prepares for the Union Budget of 2025-26, the finance ministry has highlighted the need for flexibility in fiscal policy, given the ongoing global economic and geopolitical challenges. While the fiscal deficit for FY26 is expected to be below 4.5% of GDP, there are concerns over the ability to accurately project receipts and expenditures in the current uncertain environment. The global situation has worsened, with escalating conflicts, further complicating fiscal planning.

Indian cricket team spinner R. Ashwin has announced his retirement from international cricket after the third Test match against Australia in Brisbane on Wednesday. Ashwin, who played a pivotal role in India’s rise to the top of Test cricket, made the announcement during a joint press conference with captain Rohit Sharma, after the game ended in a draw. Ashwin, with 537 wickets in 106 Test matches, is the second-highest wicket-taker for India, following only Anil Kumble's record of

In this scenario, a wife from Arizona is questioning whether her husband's decision to not have a will is truly without consequence, given that their assets are limited to bank and brokerage accounts with transfer-on-death (TOD) beneficiaries and that they do not have children or significant real estate holdings. While it is true that accounts with designated TOD beneficiaries pass directly to the surviving spouse without going through probate, the wife is concerned about potential issues

Posani Krishna Murali, known for his controversial and offensive language during the YCP tenure, has announced his retirement from politics, citing personal reasons and the well-being of his family. Previously, Posani was vocal in his criticisms of political figures like Chandrababu Naidu and Pawan Kalyan, even making offensive remarks about Kalyan’s daughter. His remarks led to significant backlash, and during the YCP government’s five-year term, his verbal assaults became a recu

Event design and production play a crucial role in creating immersive and unforgettable experiences for attendees. Beyond logistical considerations, the creative elements of event planning—including theme development, décor design, lighting, audiovisual production, stage management, and overall event aesthetics—set the tone

Event logistics and operations are the backbone of successful event planning, encompassing a wide range of considerations and tasks that are essential for executing a seamless and memorable event. From transportation and accommodations to catering, technical setup, staffing, and contingency planning, effective management of logistics and operations is key to ensuring that everything runs smoothly on the day of the event. Here's a closer look at the key components

Selecting the right venue is one of the most critical decisions in event planning, as it sets the stage for the overall experience and success of the event. From intimate gatherings to large-scale conferences, the venue plays a pivotal role in shaping the ambiance, logistics, and guest experience. Here's a closer look at the process of ve