Choosing between a fixed and floating interest rate for a home loan is a crucial financial decision. Both options come with advantages and risks, and selecting the best one depends on your financial goals, market trends, and risk appetite. A fixed rate offers stability, while a floating rate provides flexibility and potential savings. Understanding the differences between these loan types will help you make an informed decision based on your repayment capacity and future market expectations.

Amazon has taken a significant leap into artificial intelligence with the launch of Alexa Plus, an advanced version of its popular voice assistant. Powered by generative AI, Alexa Plus is designed to be more conversational, personalized, and intelligent, offering users an upgraded experience with improved automation, learning capabilities, and expanded features.   Announced on Wednesday, Alexa+ integrates large language models (LLMs) and agentic capabilities, allowing it

On Tuesday, Andhra Pradesh Chief Minister N Chandrababu Naidu introduced a significant initiative under the state's Information Technology (IT) and Global Capability Centers (GCCs) Policy 4.0, with plans to implement work from home (WFH) options on a large scale. This announcement coincided with the ongoing discussions about the 90-hour workweek and aims to offer more flexibility to professionals, especially women, in the workforce.   Sharing his vision on social med

Karnataka’s Home Minister G Parameshwara has confirmed that a meeting will be held on Wednesday to finalize the draft ordinance designed to protect borrowers from microfinance companies operating in the state. Once the draft is ready, it will be presented to the cabinet on Thursday and sent for approval to Governor Thaawarchand Gehlot. The ordinance aims to curb the menace caused by microfinance companies, which have been allegedly using aggressive and unethical methods to rec

NOSH, a Bengaluru-based company, has launched a cutting-edge cooking robot designed to cater to the needs of Indian households. Priced at ₹73,000, this cooking robot aims to simplify the cooking process by automating key tasks without compromising the authenticity of traditional Indian dishes. Equipped with a dedicated pan, stirrer, and exhaust filter, the robot ensures efficient cooking with minimal user intervention. It also features a dual-compartment container for water and oil, an eigh

A strong foundation in early childhood is key to fostering intellectual growth. Genetics and environmental factors contribute to a child's cognitive development, but there are simple, effective activities and lifestyle changes you can implement to nurture their brains. Here are six tips to help make your child smarter and support their overall development: Try Memory Activities Memory exercises, though they might not directly enhance memory

Up Network and DreamSmart have joined forces to introduce what they call the world’s first Web3-focused smart glasses, powered by artificial intelligence (AI) and Google’s Gemini AI. These groundbreaking smart glasses aim to revolutionize the way users interact with the world of Web3, cryptocurrency, and blockchain services. Expected to be released by Q1 2025, these smart glasses will allow users to engage in real-time contextual AI interactions and handle crypto-related tasks sea

Virat Kohli, the star India cricketer, made his return to Mumbai after a brief stay at his Alibaug holiday home, which was recently in the news for its luxurious features and stunning design. The 8-acre property, built on a plot Kohli and his wife, Bollywood actress Anushka Sharma, purchased for Rs 19 crore in 2022, spans an impressive 10,000 square feet and is replete with world-class amenities such as a temperature-controlled pool, jacuzzi, and a bespoke kitchen. The villa was designed by t

Introduction of Samsung’s AI Home Suite at CES 2025: Samsung presented a new suite of artificial intelligence (AI) features for its smart home appliances at the Consumer Electronics Show (CES) 2025. The company emphasized its “AI for All” vision, aiming to make AI an integral part of everyday life, available everywhere and for everyone. This new approach introduces the concept of Home

Starting January 1, 2025, WhatsApp will no longer support Android devices running Android KitKat (version 4.4) or older. Meta has made this decision as the messaging app gets updated with new AI features that demand more advanced hardware. As a result, over 20 Android devices from brands like Samsung, Motorola, HTC, LG, and Sony will lose access to WhatsApp. The affected devices include models such as the Samsung Galaxy S3, Galaxy Note 2, Motorola Moto G (1st Gen), HTC One X, LG Opt

Apple is reportedly developing a new smart doorbell camera with advanced features, including Face ID for unlocking doors. According to Bloomberg's Mark Gurman, the doorbell could be released by the end of next year. The device is expected to function similarly to an iPhone, where the door automatically unlocks when you look at the camera, thanks to the integration of Apple’s Secure Enclave chip. The new smart doorbell will compete with Amazon's Ring and will work seaml

Jana Sena Party president and Andhra Pradesh deputy chief minister Pawan Kalyan recently launched a scathing attack on his cabinet colleague, home minister Vangalapudi Anitha, over the functioning of the police department. This move has sparked debate among analysts, who believe that Kalyan may have overstepped his boundaries as an alliance partner. While Kalyan's concerns about the breakdown of law and order and atrocities against women are valid, some analysts argue that he should have

On September 5, 2024, a Central team dispatched by the Ministry of Home Affairs (MoHA) arrived in Vijayawada to conduct a preliminary assessment of the damage caused by the recent floods affecting NTR, Guntur, and Prakasam districts. The team’s mission includes examining the safety of local dams and evaluating the overall impact of the floods on the region. The team will focus on two primary objectives: assessing the structural integrity of dams and quantifying the extent of t

Landscaping design is about creating a functional, aesthetically pleasing outdoor space that enhances the overall appeal and usability of your property. Whether you’re designing a small garden or a large backyard, a well-thought-out landscape can transform your outdoor area into a beautiful and enjoyable space. Here are key principles and ideas to consider for effective landscaping design: 1. Assess Your Space Before sta

Energy-efficient home upgrades not only reduce your utility bills but also increase your home's comfort and contribute to environmental sustainability. Here are some effective upgrades to consider: 1. Insulation and Air Sealing Proper insulation and air sealing are fundamental for energy efficiency. Attic and Wall Insulation: Upgrade attic insulation to prevent heat loss in winter and hea

Effective pest control is essential for maintaining a healthy and thriving garden. By combining natural, mechanical, and, when necessary, chemical methods, you can manage pests without harming the environment. Here are some strategies for pest control in the garden: 1. Prevention Preventing pest problems before they start is the first line of defense. Healthy Soil: Build healthy soil with com

Home organization and storage solutions are essential for maintaining a clutter-free, efficient, and aesthetically pleasing living space. Here are some practical tips and ideas for organizing various areas of your home: 1. Kitchen Organization Cabinet Organizers: Use pull-out shelves, lazy Susans, and tiered racks to maximize cabinet space and keep items accessible. Drawer Dividers

Creating outdoor living spaces can significantly enhance your home's functionality and aesthetics, providing a perfect spot for relaxation, entertainment, and enjoying nature. Here are some ideas and tips for designing and maintaining beautiful and functional outdoor living spaces: 1. Patio and Deck Areas A well-designed patio or deck serves as the foundation for an outdoor living space. Materials

Smart home technology is revolutionizing the way we live, making our homes more efficient, secure, and convenient. By integrating various devices and systems, you can control almost every aspect of your home with the touch of a button or a simple voice command. Here are some key areas where smart home technology can make a significant impact: 1. Smart Lighting Smart lighting systems allow you to control the lighting in your ho

Seasonal gardening tips help you make the most of your garden year-round. Different seasons present unique challenges and opportunities, and knowing how to adapt your gardening practices to each season can result in a healthier, more productive garden. Spring Gardening Tips Spring is a time of renewal and growth. As the weather warms, it's the perfect time to prepare your garden for the growing season.