#financialplanning
US launches ‘Trump accounts’ for newborns with initial government investment
The United States government has officially launched a new investment program for newborns, called ‘Trump accounts,’ designed to help families start saving for their children’s future. The initiative, established under the One Big Beautiful Bill, provides an initial government deposit of $1,000 for every child born between 2025 and 2028. Officials estimate that approximately 25 million families will be eligible to participate over the next three years. Early adoption has been strong, with
US launches ‘Trump accounts’ for newborns with initial government investment
The United States government has officially launched a new investment program for newborns, called ‘Trump accounts,’ designed to help families start saving for their children’s future. The initiative, established under the One Big Beautiful Bill, provides an initial government deposit of $1,000 for every child born between 2025 and 2028. Officials estimate that approximately 25 million families will be eligible to participate over the next three years. Early adoption has been strong, with
Retiring soon? Avoid these tax mistakes that can quietly drain your savings
Retirement is often seen as a reward for years of hard work, offering time, freedom, and flexibility. However, it also brings a significant change in how income is earned and taxed. Instead of a single salary slip, retirees begin receiving income from multiple sources such as pension, bank interest, fixed deposits, rental income, and investment withdrawals. This sudden shift creates confusion, and even small tax oversights during the first year of retirement can quietly reduce lifetime saving
Retiring soon? Avoid these tax mistakes that can quietly drain your savings
Retirement is often seen as a reward for years of hard work, offering time, freedom, and flexibility. However, it also brings a significant change in how income is earned and taxed. Instead of a single salary slip, retirees begin receiving income from multiple sources such as pension, bank interest, fixed deposits, rental income, and investment withdrawals. This sudden shift creates confusion, and even small tax oversights during the first year of retirement can quietly reduce lifetime saving
Gold vs Real Estate: Which Investment Shines Brighter in 2025?
As India moves into 2026, investors face a familiar yet complex choice: gold or real estate. Both assets have historically served as trusted vehicles for preserving and growing wealth. Yet, their performance and purpose vary significantly depending on economic conditions, investor goals, and market trends. Over the past year, both gold and property values have surged. Gold’s recent rally has been driven by global inflation, economic instability, and rising central bank purchases.
Gold vs Real Estate: Which Investment Shines Brighter in 2025?
As India moves into 2026, investors face a familiar yet complex choice: gold or real estate. Both assets have historically served as trusted vehicles for preserving and growing wealth. Yet, their performance and purpose vary significantly depending on economic conditions, investor goals, and market trends. Over the past year, both gold and property values have surged. Gold’s recent rally has been driven by global inflation, economic instability, and rising central bank purchases.
Gold Vs Silver Vs Equity: Best Investment Options This Festive Season 2025
The festival season has started with gold shining at record highs, igniting the debate on where investors should park their money right now. On the first day of Navratri 2025, spot gold surged 1.1% to $3,723.81 per ounce, briefly hitting $3,726.19 — its highest level yet. US gold futures for December delivery also climbed 1.4% to $3,758.40, strengthening gold’s dominance as a safe-haven asset. With price
Gold Vs Silver Vs Equity: Best Investment Options This Festive Season 2025
The festival season has started with gold shining at record highs, igniting the debate on where investors should park their money right now. On the first day of Navratri 2025, spot gold surged 1.1% to $3,723.81 per ounce, briefly hitting $3,726.19 — its highest level yet. US gold futures for December delivery also climbed 1.4% to $3,758.40, strengthening gold’s dominance as a safe-haven asset. With price
5 Easy Ways to Reduce Personal Loan EMI: Smart Tips to Ease Your Monthly Burden
Managing personal loans effectively is crucial in maintaining financial stability. High EMIs (Equated Monthly Installments) often become a burden, especially when income and expenses are mismatched. Below are five practical ways to reduce your EMI and ease monthly financial stress: Top 5 Ways to Reduce Your Personal Loan EMI
5 Easy Ways to Reduce Personal Loan EMI: Smart Tips to Ease Your Monthly Burden
Managing personal loans effectively is crucial in maintaining financial stability. High EMIs (Equated Monthly Installments) often become a burden, especially when income and expenses are mismatched. Below are five practical ways to reduce your EMI and ease monthly financial stress: Top 5 Ways to Reduce Your Personal Loan EMI
Middle Class Dilemma: Look Rich or Be Rich, Says Startup Founder
The middle class, once considered the backbone of society with steady jobs and dreams of homeownership, is now facing a critical dilemma: should they focus on looking rich or becoming rich? Shyam Achuthan, Founder and CEO, highlights the growing divide between those who focus on immediate appearances and those who prioritize long-term financial stability. According to Achuthan, many individuals today are trapped in a
Middle Class Dilemma: Look Rich or Be Rich, Says Startup Founder
The middle class, once considered the backbone of society with steady jobs and dreams of homeownership, is now facing a critical dilemma: should they focus on looking rich or becoming rich? Shyam Achuthan, Founder and CEO, highlights the growing divide between those who focus on immediate appearances and those who prioritize long-term financial stability. According to Achuthan, many individuals today are trapped in a
New Resources Offer Support to First-Time Buyers Facing Rising Housing Market Prices
As home prices continue to climb and the dream of owning a house feels increasingly distant for many Americans, a special event in Columbus aimed to help residents bridge the gap between aspiration and action. The Homebuyer Resource Fair, a collaborative effort between Fifth Third Bank, Columbus Metropolitan Housing Authority (CMHA), and COCIC-Franklin County Land Bank, offered attendees a comprehensive introduction to the homebuying process, financial literacy, and the tools needed to take c
New Resources Offer Support to First-Time Buyers Facing Rising Housing Market Prices
As home prices continue to climb and the dream of owning a house feels increasingly distant for many Americans, a special event in Columbus aimed to help residents bridge the gap between aspiration and action. The Homebuyer Resource Fair, a collaborative effort between Fifth Third Bank, Columbus Metropolitan Housing Authority (CMHA), and COCIC-Franklin County Land Bank, offered attendees a comprehensive introduction to the homebuying process, financial literacy, and the tools needed to take c
Jewellery vs Gold ETFs: How to Make Money Shine, Not Just Wrists
Gold has always held a revered place in many cultures, especially in India, where it is seen not only as a valuable asset but also as a symbol of tradition, prosperity, and security. However, when it comes to building long-term wealth, is simply owning gold jewellery the best option, or is there a more strategic way to invest in this precious metal? CA Nitin Kaushik, an expert in finance and investment strategies, recently shed light on this dilemma, highlightin
Jewellery vs Gold ETFs: How to Make Money Shine, Not Just Wrists
Gold has always held a revered place in many cultures, especially in India, where it is seen not only as a valuable asset but also as a symbol of tradition, prosperity, and security. However, when it comes to building long-term wealth, is simply owning gold jewellery the best option, or is there a more strategic way to invest in this precious metal? CA Nitin Kaushik, an expert in finance and investment strategies, recently shed light on this dilemma, highlightin
Why Young Indians Prefer Renting Over Buying Homes
For decades, owning a house was seen as a proud achievement in Indian households symbolic of success, stability, and adulthood. Parents often pushed their children to buy homes early, even if it meant burdening themselves with heavy EMIs. But in 2025, the mindset of India’s younger generation is shifting. With rising property prices, changing work patterns, and a desire for lifestyle freedom, more and more young Indians are opting to rent rather than buy. The traditional belie
Why Young Indians Prefer Renting Over Buying Homes
For decades, owning a house was seen as a proud achievement in Indian households symbolic of success, stability, and adulthood. Parents often pushed their children to buy homes early, even if it meant burdening themselves with heavy EMIs. But in 2025, the mindset of India’s younger generation is shifting. With rising property prices, changing work patterns, and a desire for lifestyle freedom, more and more young Indians are opting to rent rather than buy. The traditional belie
How Location and Job Type Affect What Qualifies as a Good Salary in 2025
Determining what qualifies as a good salary in 2025 can be surprisingly complicated. With inflation, economic shifts, and evolving work environments, income levels are influenced by far more than just job titles or years of experience. Geography, cost of living, industry norms, and the rise of remote work all play major roles in defining how far a paycheck goes. Recent data shows that the real median household income in the United States was $80,610 in 2023. While this number offe
How Location and Job Type Affect What Qualifies as a Good Salary in 2025
Determining what qualifies as a good salary in 2025 can be surprisingly complicated. With inflation, economic shifts, and evolving work environments, income levels are influenced by far more than just job titles or years of experience. Geography, cost of living, industry norms, and the rise of remote work all play major roles in defining how far a paycheck goes. Recent data shows that the real median household income in the United States was $80,610 in 2023. While this number offe









