For Indian families, gold is more than an ornament it’s a tradition, a financial shield, and a legacy passed down generations. As the festive season arrives, demand for gold surges, especially during Diwali, Dhanteras, and Akshaya Tritiya. But with rising prices, multiple purity levels, and endless options, buying gold the right way can feel overwhelming. To make your festive purchase stress-free and rewarding, here’s a guide on how to choose wise

Missing a flight is one of the most common travel nightmares. The panic of seeing your plane taxi away can make passengers assume they have lost all the money spent on their ticket. However, aviation regulations and airline policies provide multiple options for recovering part of your costs, even if you are marked as a no-show. In India and abroad, rules around refunds, credits, and travel insurance are more flexible than most people realize. Knowing your right

Managing personal loans effectively is crucial in maintaining financial stability. High EMIs (Equated Monthly Installments) often become a burden, especially when income and expenses are mismatched. Below are five practical ways to reduce your EMI and ease monthly financial stress: Top 5 Ways to Reduce Your Personal Loan EMI

Landing a job at major tech companies like Amazon, Microsoft, or Meta can seem like a daunting task, especially for newcomers. However, a former software engineer who has worked at all three companies shares three key insights that helped him succeed despite not having a typical tech background. His advice focuses on practical steps that can make a big difference in your job application journey.

Filing your income tax return (ITR) for the first time is a milestone in financial responsibility, but it also comes with its share of confusion and potential pitfalls. From choosing the correct form to verifying the return, a few missteps can delay refunds or even invite scrutiny from the Income Tax Department. With the ITR filing season for Financial Year 2024–25 now open, new taxpayers must stay alert and informed.

The journey to financial wisdom is filled with lessons that many only learn later in life. Managing money isn’t just about making budgets; it’s about making better choices every day. CA Nitin Kaushik has shared eight crucial money lessons that everyone should learn before turning 30. These lessons are designed to help young individuals make smarter financial decisions and secure their financial freedom early on.

Helping children stay obedient doesn’t mean controlling them through fear or rigid punishment. Instead, it’s about nurturing mutual respect, consistency, and emotional support. Obedient children are often those who feel safe, heard, and guided with clear expectations. By choosing a positive parenting approach, parents can build lasting discipline habits in their children through love and structure. Here are 9 research-backed parenting strategies th

In a bold blend of AI and education, 27-year-old IIM Ahmedabad student Yugantar Gupta has drawn attention across India by crediting ChatGPT for helping him excel in an assignment. Now, taking his approach a step further, Gupta has released a detailed exam preparation guide titled Study Smart – The Ultimate Exam Guide, designed for students tackling India’s toughest competitive exams. Gupta, who s

As summer approaches and families head outdoors, the YMCA of Greater Houston has launched a vital campaign to combat one of the leading causes of death among young children: drowning. The new initiative, “Phones Down, Eyes Up,” encourages parents and caregivers to eliminate distractions especially smartphones when supervising children near water. Raising Awareness and Reducing Risk

The way you start your morning sets the tone for the rest of your day. A slow or chaotic beginning can affect your physical energy, mental clarity, and emotional balance. On the other hand, a few mindful and consistent morning practices can give your metabolism the boost it needs and lift your mood in subtle but powerful ways. While no routine fits all, there are foundational rituals supported by both modern wellness practices and biological rhythms that can make mornings more energizing and

Tobacco and alcohol consumption are two lifestyle choices that significantly strain the body’s vital organs, especially the lungs, liver, heart, and kidneys. While quitting is the ultimate goal, recovery begins with how well the body can eliminate built-up toxins and regenerate itself. Detoxification, contrary to trendy misconceptions, is not about extreme cleanses or expensive juices—it’s about consistent support through smart food, hydration, herbs, movement, and rest.

Pregnancy is a unique and transformative experience, but it also comes with its share of emotional, physical, and hormonal challenges. While occasional stress is expected, consistently high stress levels during pregnancy can lead to serious complications for both mother and baby. A recent study has revealed that stress during pregnancy doesn’t just affect the expecting mother—it can also alter a baby’s brain development even before birth. According to the new resea

Reducing sugar in children's diets is one of the most impactful steps parents can take to ensure their long-term health and well-being. Excess sugar intake during childhood not only contributes to immediate issues such as tooth decay, mood swings, and poor concentration but also increases the risk of serious health conditions like obesity, type 2 diabetes, and cardiovascular disease later in life. Children naturally gravitate towards sweet tastes, and this preference, if nurtured unchecke

As the summer heat intensifies across India, staying cool and hydrated becomes a top priority for many households. While most of us rush to load our pantries with fresh fruits, summer veggies, and cooling drinks, we often forget about an equally important area of our homes—the kitchen. The combination of rising temperatures, humidity, and grease can quickly turn this space into an unmanageable, unhygienic zone, attracting pests and raising food safety concerns. But there's a solutio

Children are particularly vulnerable to heat-related illnesses, especially during periods of intense summer heat. With rising temperatures and more frequent heatwaves becoming the norm, the risk of heat stroke and dehydration increases significantly. According to health experts from the World Health Organisation (WHO) and the Indian Academy of Paediatrics (IAP), children are at a heightened risk due to their smaller body size, higher metabolic rate, and less effective thermoregulation.

As people age, having a reliable health insurance plan becomes a critical component of financial and personal well-being. With medical expenses escalating and premiums on the rise, many senior citizens face the dual challenge of securing adequate coverage while managing their budgets. Fortunately, several practical strategies can help lower health insurance costs without compromising on the quality of care. This article explores effective methods to reduce premium expenses, enabling seniors t

Leftover Boiled Egg Water is Useful: After boiling eggs, the leftover water may seem like just waste. However, it holds more value than you might think. Mineral-Rich Liquid: The water contains minerals leached from the eggshells, including calcium and magnesium. These minerals make it beneficial for various uses around the home, especially in gardening.

Assess Your Financial Needs: Before applying for a personal loan, take time to evaluate how much you truly need. Borrowing more than necessary can stretch your finances, while borrowing too little might leave you short of funds. Carefully analyze your expenses, create a budget, and determine the exact amount required. This ensures you borrow responsibly and avoid o

TikTok Unavailable in U.S. App Stores: What's Happening and What Are the Alternatives? The TikTok Ban and Legal Limbo TikTok, the widely popular short-form video platform owned by Chinese company ByteDance, has faced scrutiny over national security concerns due to its handling of user data and potential ties to the Chinese gov

A strong foundation in early childhood is key to fostering intellectual growth. Genetics and environmental factors contribute to a child's cognitive development, but there are simple, effective activities and lifestyle changes you can implement to nurture their brains. Here are six tips to help make your child smarter and support their overall development: Try Memory Activities Memory exercises, though they might not directly enhance memory