US visa restrictions for NRIs do not automatically affect ordinary Indian professionals, students or families. The new policy targets people linked to cyberscams, sextortion and enabling networks, while immediate family members of designated individuals may also face restrictions. The United States’ new global visa restriction policy targeting cyberscams, sextortion and related cyber-enabled crime may concern non-residen

  H-1B parents generally cannot obtain Parent PLUS loans based on H-1B status alone, even when their child is a U.S. citizen. Families may still use FAFSA, student federal loans, institutional aid, 529 funds and other financing options. An H-1B parent may help a child complete the FAFSA, but that does not automatically make the parent eligible to borrow a federal Parent PLUS loan.

  Indian parents can pay U.S. college fees from India through authorized banks under the Liberalised Remittance Scheme. Families should understand the $250,000 annual limit, current TCS rules, education-loan exemption, university instructions and currency costs. Parents living in India can send money for a child’s U.S. tuition, housing and other education expenses through authorized foreign-exchange chann

  A 529 plan for NRI families can provide tax-advantaged savings for U.S. education and certain eligible foreign colleges. Indian-American parents should verify qualified expenses, FAFSA treatment, state tax benefits and cross-border tax consequences. A 529 plan can help NRI and Indian-American families save for college without immediately sacrificing retirement funds. Contributions are made with after-tax

H-4 students can attend U.S. colleges, but H-4 status alone does not qualify them for FAFSA-based federal grants, work-study or loans. Families should explore institutional aid, merit scholarships, CSS Profile colleges and immigration-status changes. Children of H-1B workers often complete high school in the United States and apply to American colleges while remaining in H-4 dependent status. They may attend school without

FAFSA for NRI families can involve Indian tax returns, foreign income, bank balances and investments. Parents living abroad may participate without a Social Security number, but the student’s citizenship or eligible-noncitizen status determines access to federal aid. FAFSA can be confusing for NRI families whose income, tax records and assets are divided between India and the United States. The form remains relevant when

A spouse not paying joint debt has left one woman covering most of a $30,000 consolidation loan and household expenses. The dispute now centers on emergency savings, financial accountability, legal responsibility and whether the couple is ready to buy a home. Couple’s Debt Agreement Breaks Down A 47-year-old woman and her husband consolidated approximately $20,000 in credit-card debt before t

Last Updated: July 18, 2026 If an international student causes a fatal car crash in the United States, responsibility depends on the investigation, insurance coverage and state law. This guide explains liability insur

Last Updated: July 20, 2026 Indian students renting cars in the United States should understand the insurance options before driving. This guide explains liability insurance, collision damage waivers, personal accident insurance, credit card coverage and what to do after a rental car accident. Renting a car is common for many Indian

Last Updated: July 18, 2026 Most Indian students studying in the United States have some form of insurance, but the type and coverage vary. This guide explains university health insurance, private insurance, travel insurance, accidental death benefits, repatriation coverage and the protection studen

Last Updated: July 18, 2026 Student insurance may help cover the repatriation of remains to India, but coverage depends on the policy. This guide explains international student insurance, accidental death benefits, transportation costs, consular assistance and the documents families may need after a death in the United States. When

Last Updated: July 20, 2026 Family compensation after a U.S. student crash may be available when another driver or responsible party caused the death. This guide explains liability insurance, wrongful-death claims, uninsured motorist coverage, funeral costs and the steps an Indian family may need to take. When an Indian student dies in a U.S. car crash without causing the collisio

This guide explains NRE, NRO and FCNR accounts in plain English, compares tax and repatriation rules, shows where overseas and Indian income should go, and gives realistic account combinations for salaried NRIs, landlords, investors and families. Last reviewed: July 18, 2026 The first banking question most new NRIs ask sounds simple: “Which Indian account should I use now?”

Last reviewed: July 18, 2026 Moving abroad changes more than your address. Your Indian bank accounts, tax status, investments, insurance, property records, nominees and digital access may all need attention. These issues may not feel urgent when you leave, but a failed transaction, expired mobile number, tax notice or missing document can later create stress. This practical checklist explains what to update in India during the